Financial stability is a critical part of personal well-being and resilience—especially during periods of uncertainty like a federal government shutdown. This guide was created to help furloughed and unpaid federal employees quickly identify reliable sources of financial relief, including assistance programs offered by banks, credit unions, nonprofit organizations, and federal support services.
All listings were verified in November 2025 through official institutions such as Navy Federal Credit Union, FEEA, the American Bankers Association, and other reputable organizations providing shutdown-specific relief.
You can explore the full list of resources below and share this page with colleagues, friends, or anyone who may need support navigating this challenging time.
Financial Relief Resources for Federal Employees
Last updated: November 2025
Confirm eligibility/terms with each institution.
| Organization | What they offer / Contact |
|---|---|
| Bank of America | Assistance line for furloughed federal employees; fee/loan relief. 844-219-0690 · https://www.bankofamerica.com |
| Chase (JPMorgan) | Hardship help for federal employees. https://www.chase.com/personal/government-shutdown |
| Navy Federal Credit Union | 0% APR Government Shutdown Loan (eligible members). 1-888-842-6328 · https://www.navyfederal.org/about/government-shutdown.html |
| Congressional FCU (CFCU) | Furlough relief loans for federal workers. 800-491-2328 · https://www.sanders.senate.gov/resources-for-federal-workers/ |
| United States Senate FCU (USSFCU) | Zero-interest furlough loans. https://www.sanders.senate.gov/resources-for-federal-workers/ |
| FEEA | Shutdown grants / hardship assistance. https://www.feea.org/shutdown/ |
| America’s Credit Unions | List of credit unions offering relief. https://www.americascreditunions.org/advocacy/government-shutdown-assistance |
| Regions Bank | Shutdown assistance: deferrals/fee waivers. https://www.regions.com/promo/government-shutdown |
| American Bankers Association (ABA) | Roundup of bank actions during shutdown. https://www.aba.com/news-research/analysis-guides/government-shutdown-bank-action-2025 |
| DCPAS (DoD) | Resource flyer for furloughed civilians (PDF). https://www.dcpas.osd.mil/sites/default/files/2025-10/DCPAS%20Furlough%20Resources%20and%20Support-10.2025.pdf |